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Sunday, July 24, 2005

Do You Pay It Off or Carry A Balance?

Hi.

An interesting discussion on Whether To Pay It Off in full or carry a balalnce will affect our credit score

My take on this : Pay It Off. Unless it's a 0% APR balance

The Wealthy Blogger � Ask the Wealthy Bloggers - FICO Scores

Cya,

Johncy Edward

Credit Buerea Response- does it matter?

Hi,

You find a mistake in your credit report and do you know that you can raise a dispute on that?

When you dispute that, the credit bureau should investigate it and within 30 days. They are supposed to send it to the particular merchant and ask for clarification and if the merchant does not give a satisfactory reply, the wrong entry should be not only removed but also other credit buereas informed of this error and that should be removed from their reports as well.

dont you think it's cute?

More on this in the following link.

credit check only 2

Cya soonj,

Johncy Edward

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