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Tuesday, August 30, 2005

newsobserver.com | Business

Hi,

Do you know what to look for in your Credit Report?

Well here's a partial list, you can use:

* Check the entire report to make sure it is accurate and pay close attention to items such as loan balances, credit limits and past-due amounts.
* Make sure that you recognize each account, including mortgages, loans and credit cards. If you don't know the creditor, check it out. Sometimes companies change their names, or it could be a fraudulent account.
* Closely review all negative information to make certain the amounts and dates of delinquency match personal records. Also look for out-of-date accounts. Negative information should remain on credit reports for seven years

What to look for in your Credit Report ?
Cheers

Johncy Edward
Your Trusted Credit Score/Credit Repair Guru

Is It Good For Your Credit Score To Pay Your Credit Cards In Full?

Hi,

I don't think so. Nor the companies think it's good for your Credit Score.

The economy runs on Credit and it helps improve your Credit Score if you pay just above minimum so that you utilise your credit.

But is it good for you? I doubt so because you pay large interest in the long run.

Cheers,
Johncy Edward
Your Trusted Credit Score/Credit Repair Guru

Is It Good For You To Pay In Full?: " If you pay up your credit cards in full every month, they don�t want you.� "

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