What Factors Determine Your Credit Score?

Hi,

For guy & gals who are thinking of how to improve credit score, my blog is giving very useful information they can take to the bank literally.

According to Andy Jolls, vice president of myFICO.com, the consumer arm of Fair Isaac.

"The factors that determine your score include whether you pay your bills on time, how much you owe relative to the amount of credit you have, the length of your credit history, the number of credit inquiries -- meaning how often you apply for loans and credit cards, including the in-store, save 10 percent on your purchase variety -- and your mix of credit. Of these, the first two account for about 65 percent of your grade"

Cheers,
Johncy Edward
Your Trusted Credit Score/Credit Repair Guru

What's Used To Calculate Credit Score?

Hi,

Here's what's used to calculate your credit score:

"Information such as what type of debt you have, how much debt you have, how regularly you pay your bills on time, and your credit accounts are all information that is used to calculate your credit score."

Cheers,
Johncy Edward
Your Trusted Credit Score/Credit Repair Guru